Mortgage Rates

National	Average Rate*	Points
30-Year Fixed	4.95%	0.7
15-Year Fixed	4.32%	0.7
ARM	4.05%	0.6
	* Conforming FNMA Loan Amount

THOUGHT FOR THE DAY!

Twenty years from now you will be more disappointed by the things you didn't do than the things you did. So throw off the bowlines, Sail away from the safe harbor. Catch the trade winds in your sails. Explore, dream.

Mark Twain (Samuel Clemens) 1835-1910

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